Water is the #1 home claim in Canada.
Flud catches it first.

Door 1 · owner

Homeowner

Finds out about the leak when the ceiling stains — then pays a rising premium and a deductible that can reach $2,500.

• ALERTEarly detection — An anomaly becomes a notification in minutes, with a critical-alert modal that interrupts any screen.
• SAVEPremium leverage — Canadian insurers already credit roughly 3–15% for verified leak detection and shut-off devices.
• ACTRemote valve control — Shut the water off from the app — valve state read from the device, never guessed.
• TRUSTFull control — Grant or revoke partner, manager and insurer access. Access dies with the relationship.

Door 2 · channel

Partner

Plumbers, restoration firms and brokers only meet the property after the damage. Acquisition is cold, seasonal and referral-dependent.

• LEADSQualified demand — Anomaly alerts turn into scheduled service jobs before the emergency call.
• LTVRetention — A monitored client base instead of one-off callouts.
• PROOFEvidence of work — Before-and-after telemetry backs the invoice and the warranty.
• EASYFrictionless onboarding — Install, link the property, keep the relationship while it stays ACTIVE.

Door 3 · capital

Insurance

Prices a property once a year from a form. The Canadian P&C industry absorbed underwriting losses on home lines in both 2023 and 2024.

• LOSSMitigation beats indemnity — A burst pipe caught early is a mop-up, not a $23,550 claim.
• PRICELive risk score — Continuous signal to price, renew, or require mitigation.
• VIEWPortfolio exposure — Every linked address in one view, refreshed daily.
• LEGALClean data rights — Access ends the moment the Policy stops being ACTIVE — auditable by design.

Door 4 · portfolio

Property management

Manages hundreds of units across many owner accounts, and hears about water from the tenant — usually too late, always by phone.

• SCALEMulti-account by design — A manager never owns the property; it reads through its client accounts, cleanly scoped.
• OPSOne triage queue — Incidents across the whole book ranked by severity instead of by who called first.
• REPORTOwner reporting — PDF reports and per-client risk scores that justify the management fee.
• MAPGeographic view — Leaflet maps over the managed portfolio for routing and prioritisation.