Flud - Water Damage Prevention Intelligence Platform
Work:
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Work:
Water is a frequency problem, not a severity one - a steady bleed of mid-size claims that underwriting cannot price away. Flud is the layer that stops them inside the property, and tells you which ones were about to happen.
Not a telematics pitch. A view of the book from inside the buildings you already carry.
A leak caught in the first minutes and shut off automatically does not become a remediation, a relocation and a contents claim. The peril does not change - what it costs you does.
Risk scores across the insured portfolio, each with the factors that produced it. Which properties are drifting, and why, while there is still time to do something other than reprice.
When a claim does open, the telemetry says when it started, what the readings were and whether the valve acted. Fewer disputes about cause and timing, on both sides.
Loss prevention you can actually attach to a policy: monitoring installed and maintained by us, reported back to you, on the properties you choose.
Start with a cohort, not the book.
The class of risk that keeps producing water claims - older stock, finished basements, seasonal vacancy.
Our own certified technicians handle the site work. The insured deals with us, not with you.
Insured properties, which are protected, which are trending high risk, and what is happening right now.
Incidents, interventions and outcomes on the cohort, exportable, over whatever period you want to argue from.
Every carrier gets its own area of the Flud platform, scoped to the properties in its book. Your team signs in with their own logins and roles.
Flud reports what its own sensors observed on properties in your programme. It does not price risk, adjudicate claims or replace your own underwriting data.
Tell us which class of risk keeps producing water claims and we will scope a pilot around it - currently installing in Kitchener-Waterloo, ON.